Terms of Use

Last updated: June 24, 2026

By using CalcPenny, you agree to these terms. Please read them carefully.

Use of the site

CalcPenny grants you a personal, non-exclusive licence to use our calculators and content for your own informational purposes. You agree not to misuse the site, attempt to disrupt it, scrape it at scale, or use it for any unlawful purpose.

No professional advice

The tools and content provide general information and estimates only and are not financial, investment, tax or legal advice. See our disclaimer for full details. You are responsible for decisions you make based on the site.

Accuracy & availability

We aim to keep the calculators accurate and available but make no guarantee that they will be error-free or uninterrupted. We may change, suspend or remove features at any time without notice.

Intellectual property

The design, text and code of CalcPenny are owned by us or our licensors and are protected by applicable laws. You may not copy or redistribute substantial portions of the site without permission.

Limitation of liability

To the fullest extent permitted by law, CalcPenny and its operators will not be liable for any direct, indirect, incidental or consequential losses arising from your use of, or inability to use, the site or any reliance on its results.

Third-party links and ads

The site may contain advertising and links to third-party websites. We are not responsible for the content, products or practices of those third parties.

Changes to these terms

We may revise these terms from time to time. Continued use of the site after changes means you accept the updated terms.

Contact

Questions about these terms? Email calcpenny@gmail.com.