Wedding Budget Calculator

Enter your total budget and see a sensible starting breakdown across every major wedding category.

$
Venue & catering
Photography & video
Attire & beauty
Flowers & decor
Music & entertainment
Rings
Stationery
Favors & gifts
Buffer / misc

Estimates only. CalcPenny is not a lender, broker or financial adviser and this is not financial advice. Verify figures before making decisions.

A starting point, not a script

Every wedding is different, but a sensible default breakdown makes it much easier to start planning than staring at one big number. Venue and catering dominate because they scale directly with guest count — everything else is comparatively fixed regardless of how many people attend.

Keeping the guest list in check

If you entered a guest count, the note above shows roughly what each guest costs from the venue and catering line — a fast way to see how much trimming (or growing) the list would shift your budget.

Frequently asked questions

How should I split my wedding budget?
This calculator uses commonly-cited industry breakdown percentages — venue and catering typically take the largest share (often 40-50%), with photography, attire, flowers, and entertainment splitting most of the rest. Use it as a starting point, not a rule.
What if my priorities are different?
These are averages, not requirements. If photography matters more to you than flowers, shift budget from one category to another — the percentages are a sensible default, not a fixed formula.
Does this include the honeymoon?
No — this covers the wedding event itself. Budget the honeymoon separately so it doesn't compete with the wedding day budget.
Where do people typically overspend?
Venue and catering most often run over, since per-guest costs add up fast — the calculator's per-guest catering estimate can help sanity-check your guest list against your budget before invitations go out.

Last updated: June 2026

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