Take-home isn't the whole compensation picture
Employer PF contributions and festival bonuses are real compensation even though they don't show up in a monthly take-home figure — the annual compensation total accounts for both. Planning what happens to your PF and gratuity at resignation? See the Gratuity & Provident Fund Calculator.
Frequently asked questions
How does this differ from a generic take-home pay calculator?
It breaks gross pay down the way most Bangladeshi private-sector salary structures actually work — basic, house rent as a share of basic, medical allowance, festival bonuses tied to basic — rather than a generic Western-style paycheck deduction model.
Why does the basic-to-gross ratio matter?
Basic salary is what gratuity and Provident Fund contributions are calculated on, and house rent is conventionally set as a share of basic too — a lower basic percentage means lower PF and gratuity, even at the same gross pay.
Does this calculate my income tax?
No — enter your own estimated monthly tax deduction (TDS) if your employer withholds one. This tool focuses on how gross pay splits into components, not on computing the NBR tax slabs themselves.
Last updated: June 2026